Pre-Qualification vs Pre-Approval…which is better?
Think of pre-qualification as a quick, preliminary estimate of your borrowing power. It's often the very first step many people take to get a general idea of what they might be able to borrow. How it works: You provide a lender with self-reported information about your financial situation, such as
What Today’s Mortgage Rates Mean for You: Trends & Financing Tips
Navigating the housing market means keeping a close eye on mortgage rates. If you're a homeowner or a prospective buyer in the DC, Maryland, or Virginia (DMV) area, understanding the current rate environment is key to making smart financial decisions. As of June 18, 2025, we've seen 30-year fixed m
"Should I Buy Before I Sell?" – Answering One of the Most Common Seller Questions
It's the age-old real estate dilemma that keeps many homeowners up at night: "Should I buy my next home before I sell my current one?" If you're a homeowner in DC, Maryland, or Virginia thinking about making a move, you're not alone in wrestling with this big question. At The Heyward Homes Team of
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