• Pre-Qualification vs Pre-Approval…which is better?,Charles C. Heyward, Jr.

    Pre-Qualification vs Pre-Approval…which is better?

    Think of pre-qualification as a quick, preliminary estimate of your borrowing power. It's often the very first step many people take to get a general idea of what they might be able to borrow. How it works: You provide a lender with self-reported information about your financial situation, such as

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  • 5 Red Flags To Look For When Touring A Home,Charles C. Heyward, Jr.

    5 Red Flags To Look For When Touring A Home

    Red Flag #1: Peeling Paint or Water Stains This is one of the most common visual cues of underlying problems. Peeling paint, especially on ceilings or near windows, often indicates moisture damage. This could stem from a leaky roof, faulty plumbing, or even past flooding. Similarly, water stains, di

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  • What Today’s Mortgage Rates Mean for You: Trends & Financing Tips,Charles C. Heyward, Jr.

    What Today’s Mortgage Rates Mean for You: Trends & Financing Tips

    Navigating the housing market means keeping a close eye on mortgage rates. If you're a homeowner or a prospective buyer in the DC, Maryland, or Virginia (DMV) area, understanding the current rate environment is key to making smart financial decisions. As of June 18, 2025, we've seen 30-year fixed m

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